Journal of Occupational and Organizational Psychology

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Volume 82 Issue 2 (June 2009), Pages 233-463

Evidence of lower risk tolerance among public sector employees in their personal financial matters (pages 453-463)

Critics claim that excessive risk avoidance is characteristic of public sector workers. To test this contention, the financial risk tolerance scores of public sector and private sector employees who had used financial planning services were compared on a financial risk tolerance scale. Public sector employees scored lower on financial risk tolerance relative to private sector employees. Differences remained even after controlling for other variables linked to risk tolerance.

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